Privacy Policy

This Privacy Policy explains how Mykhailo Koblychenko s.p., Dimičeva ulica 9, 1000 Ljubljana, Slovenia · media4estate@gmail.com (“Arxterra”, “we”) processes personal data in connection with the website arxterra.club, under the EU General Data Protection Regulation (GDPR) and Slovenian data-protection law. We are the data controller.

1. What data we collect

• Contact-form / quote-request data you submit: name, company, work email, market-entry details, budget and message.
• Technical data: IP address, user-agent, timestamps (server logs), needed for security and to deliver the service.
• Aggregated, privacy-friendly usage analytics (see the Cookie Policy).

2. Purposes and legal bases

• Responding to your request and providing our services: Art. 6(1)(b) GDPR (steps prior to a contract) and 6(1)(a) (consent).
• Security, fraud prevention and maintaining the site: Art. 6(1)(f) (legitimate interest).
• Aggregated analytics to improve the product: Art. 6(1)(f), using privacy-friendly, cookie-free measurement.

3. Retention

We keep request data for as long as needed to handle your enquiry and any resulting business relationship, and thereafter as required by law (e.g. tax/accounting). Server logs are kept for a short period for security. You may ask us to delete your data at any time.

4. Who we share data with

• Hosting and infrastructure providers that run our server and email.
• Telegram, which delivers us a notification when you submit a quote request, so that we see it and reply. The notification contains what you typed into the form. Telegram processes data outside the EEA.
• Polar, our merchant of record, when you buy a paid report. Polar handles the payment and the VAT; we never see your card details.
• The privacy-friendly analytics provider (aggregated, no personal profiles).
• We do not sell your data. We do not use it for third-party advertising.

Public risk data shown on the site comes from third-party open sources (UCDP/GED from Uppsala University, World Bank, The GDELT Project) and is not your personal data.

5. International transfers

Where a provider processes data outside the EEA, we rely on adequacy decisions or EU Standard Contractual Clauses to protect your data.

6. Your rights

• Access, rectification, erasure and restriction of your data.
• Data portability and objection to processing based on legitimate interest.
• Withdraw consent at any time (without affecting prior lawful processing).
• Lodge a complaint with the Slovenian Information Commissioner (Informacijski pooblaščenec) or your local supervisory authority.

7. Not investment advice

Arxterra is an informational service. Scores are computed from open sources and are not investment, legal or tax advice, an offer or a recommendation. You make your own decisions.

8. Artificial intelligence

Your data is not fed into any AI model. The scores on this site are arithmetic over open datasets, and there is no chatbot or voice assistant here, so nothing you write is sent to a language model. AI is used only to generate the site's abstract illustrations, which are labelled as such and carry machine-readable provenance. The full disclosure required by Regulation (EU) 2024/1689 (the AI Act) is on the AI on this site page.

9. Contact

For any privacy request or question, contact us at media4estate@gmail.com.